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  • Insurance for your 120

    I currently have my Prado insurance through NRMA. They seem to cover general 4x4 travel (but not 4x4 training days - go figure).
    I pay $1182.46 a year for mine, no mods, (includes the group policy discount and 60% no claim bonus).

    I was curious to know if there was a better deal out there (in terms of cost vs whats covered) with other insurance companies.

    Who is everybody with? What is your excess? And what do you currently pay?
    85
    Allianz
    0.00%
    0
    NRMA
    23.53%
    20
    AAMI
    37.65%
    32
    RAC (in your state)
    11.76%
    10
    Shannons
    0.00%
    0
    ING
    3.53%
    3
    Other
    23.53%
    20
    [size=7][b]Black 2006 3.0TD Grande[/b] - Reverse parking sensors, Reverse camera, Thule Aero Crossbars (x2), Headlight Protectors, Bonnet Protector, Front Weather Guards, Tinted Windows, Towbar, Whereis v14[/size]

  • #2
    Re: Insurance for your 120

    http://www.affinityrp.com.au can't remember the details, fully insured off road
    [url=http://www.myswag.org/index.php?topic=12264]My Prado[/url]

    Comment


    • #3
      Re: Insurance for your 120

      Mine's through Wesfarmers, Under $800 with all mods/accessories covered inc goods carried (fridge/tools/camera etc). It is however packaged together with our home and contents/income protection/business/public liability etc, hence the good price. My broker is a family friend so that helps too

      Premium for Adelaide metro, $250 excess inc any other nominated driver over 25 yrs old.


      Those of you that think you're covered off road might want to double check and get it in writing... in most cases it's off road but on gazetted tracks... not off road no track


      Mick

      PS- this policy covers the CT as well...so it's Prado + CT@ $10k.. so not really comparing apples with apples. Insurance also varies for country/metro/area
      [CENTER][B][I][SIZE=1][COLOR=blue]1KZ-TE Turbo Diesel, 5 speed manual, 3.5 inch lift, 265/70/17 Mickey Thompson MTZ, D-Tronic chip, Boost controller, mandrel exhaust, dump pipe, modified intake, ARB steel bar, Magnum winch, Safari snorkel, rear drawers, half cargo barrier, dual batteries, Uniden UHF, Sat Nav, reverse camera, Magellan XL , Tjm bash plates, ARB alloy roof rack, rear telescopic work light and numerous other modifications!!!
      Now with 3BAR MAP sensor & 18PSI Boost![/COLOR][/SIZE][/I][/B][/CENTER]

      Comment


      • #4
        Re: Insurance for your 120

        This has already been covered here :wink:
        http://www.pradopoint.com/viewtopic....sive+insurance
        My Rig Buildup [url]http://www.pradopoint.com/viewtopic.php?f=38&t=4918[/url]

        Comment


        • #5
          Re: Insurance for your 120

          This has already been covered here
          So it has .... Someones about to be mauled by a pig.. :shock:

          Mick
          [CENTER][B][I][SIZE=1][COLOR=blue]1KZ-TE Turbo Diesel, 5 speed manual, 3.5 inch lift, 265/70/17 Mickey Thompson MTZ, D-Tronic chip, Boost controller, mandrel exhaust, dump pipe, modified intake, ARB steel bar, Magnum winch, Safari snorkel, rear drawers, half cargo barrier, dual batteries, Uniden UHF, Sat Nav, reverse camera, Magellan XL , Tjm bash plates, ARB alloy roof rack, rear telescopic work light and numerous other modifications!!!
          Now with 3BAR MAP sensor & 18PSI Boost![/COLOR][/SIZE][/I][/B][/CENTER]

          Comment


          • #6
            Re: Insurance for your 120

            Local RAC packaged with other insurances $530pa all mods notified and covered with total replacement in first two years on a $500 excess.
            Bazza

            ___________________
            08 GXL D4D Auto

            Comment


            • #7
              Re: Insurance for your 120

              I am with Budget Direct for around the $600 mark....

              Comment


              • #8
                Re: Insurance for your 120

                Originally posted by Kevin
                This has already been covered here :wink:
                http://www.pradopoint.com/viewtopic....sive+insurance
                Nice find Kevin. I actually did do a search for 'insurance' before posting the topic, but the search came up with about a thousand :shock: general mentions of the word 'insurance' in various posts, but nothing that covered my questioning. I guess on reflection a better search would have been 'comprehensive insurance'. :roll:

                Great find though.
                [size=7][b]Black 2006 3.0TD Grande[/b] - Reverse parking sensors, Reverse camera, Thule Aero Crossbars (x2), Headlight Protectors, Bonnet Protector, Front Weather Guards, Tinted Windows, Towbar, Whereis v14[/size]

                Comment


                • #9
                  Re: Insurance for your 120

                  I'm in a group package at work and it is $500 pa.
                  July 2008 D4D Auto GXL in White - rubbered, lifted, snorkeled, lit, bagged, barriered, barred, radio'd, and racked

                  Comment


                  • #10
                    Re: Insurance for your 120

                    my prado gxl d4d is thru toyota ins $600. recieved discount $60 because i upgraded alarm system business country use,$250 excess full comprensive also added tint, towbar,reversing camera,arb steel bullbar,cargo barrier,rhino roof rails adelaide merv.

                    Comment


                    • #11
                      Re: Insurance for your 120

                      Originally posted by BARRLIND
                      Local RAC packaged with other insurances $530pa all mods notified and covered with total replacement in first two years on a $500 excess.
                      Same with $200 excess (RAC WA)

                      Comment


                      • #12
                        Re: Insurance for your 120

                        i bought my prado 2nd hand 6 months ago, insured through TOYOTA INSURANCE , insured for $47,000 at a cost of $52.16 / month. cheapest i could find and i am insured for offroad..
                        150 on order ??

                        Comment


                        • #13
                          Re: Insurance for your 120

                          The best price I find here in Brazil for insurance is US$ 2530.00 by Tokio Marine :shock: :shock: :shock:

                          The prices of insurance in Brazil are very, very, very expensive, for example, the best price by ING here is US$ 8250.00 :shock:
                          2008 VX A4 1KZT-E Black - [url]http://www.pradopoint.com/showthread.php?16553-Jeison-s-08-VX-Black-Andina-(Brasil)[/url]

                          [url]http://www.viajantes4x4.com.br[/url]

                          Comment


                          • #14
                            Re: Insurance for your 120

                            Chalk me up with Wesfarmers as well. Around $800.00 a year. One new windscreen per year. Only reason being is that the same guy has looked after us for years and did all our farm insurance etc all those years ago. Well up with 4WD mods as well so I'm happy with that. Haven't yet queried the 265/70 tyres I'm thinking about with them though.
                            [b]#[/b] 2007 D4D GX [b]#[/b] Full Privacy Tint [b]#[/b] [color=#FF0000][b] Flinders Red [/b][/color] [b]#[/b] 2 x HID LightForce 240 Blitz [b]#[/b] ARB Winch Bar [b]#[/b] Alloy Rims [b]#[/b] Hilux Washer Jets [b]#[/b] Stebel Nautilus Compact Truck Horn [b]#[/b] ARB Alloy Roof Rack [b]#[/b] ARB Dual Battery System [b]#[/b] Charcoal Rough Country Canvas Seat Covers [b]#[/b] [color=#0000FF]Suspension:[/color]Autocraft Bilstein Shocks/Struts & Ridepro Coils [b]#[/b] [color=#0000FF]L.E.D[/color] Side Marker Lights [b]#[/b] ARB Onboard Air [b]#[/b] Pirelli Scorpion LT ATR 265/70's [b]#[/b][color=#0080FF]--Custom 3"exhaust---[/color]

                            Comment


                            • #15
                              Re: Insurance for your 120

                              I just changed over to Allianz from Lumley Special Vehicles after the agreed value that they would insure for dropped and the excess went up.
                              My Rig Buildup [url]http://www.pradopoint.com/viewtopic.php?f=38&t=4918[/url]

                              Comment

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