The benefit of salary sacrifice depends on how much you earn and to a lesser extent now the km per year you drive. I leased my 120 and have just leased the 150. For both cars the actual net cost of car + maintenance + consumables is less that if I pay for it out of my pocket directly. So do your sums carefully and get advice. Another advantage is if you sal sac with Toyota Fleet you should (will?) get a nice discount on the price of the car. The benefit reduces markedly once you kick over the LCT threshold since you are paying 30% tax on everything over that value. For the 120 and 150 I brought the price up that value with mods (suspension, snorkel, towbar, bullbar) and then fitted the rest either by myself of paying direct to the supplier/dealer. The dealer was able to get a better price for those bits than me too, that saved about $500 on the best price I had.
I have bought all my 4wds new mainly because the locations that we have lived it is difficult to find a good 2nd hand one that has a solid history and no abuse. Sad but true. These days sal sac works as the best option for me.
Unlike Andrew I have had good use of warranty though mainly the genuine Toyota extended warranty so if you can get that I would be inclined to add the $1700 to the price. Just make sure it is Toyota extra care and not some 3rd party dealer sponsored thing that has a limit on each claim and a total spend limit per year. Some have other restrictions too like you cannot make a claim on any day that has a y in it so beware. I had water pump and injectors done under Toyota extra care so all up I am about $2.5k in front. Warrantly issues in the first 3 years were few and mostly very minor (I struggle to think of any but there were a couple of things).
I have bought all my 4wds new mainly because the locations that we have lived it is difficult to find a good 2nd hand one that has a solid history and no abuse. Sad but true. These days sal sac works as the best option for me.
Unlike Andrew I have had good use of warranty though mainly the genuine Toyota extended warranty so if you can get that I would be inclined to add the $1700 to the price. Just make sure it is Toyota extra care and not some 3rd party dealer sponsored thing that has a limit on each claim and a total spend limit per year. Some have other restrictions too like you cannot make a claim on any day that has a y in it so beware. I had water pump and injectors done under Toyota extra care so all up I am about $2.5k in front. Warrantly issues in the first 3 years were few and mostly very minor (I struggle to think of any but there were a couple of things).
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