Checked your Bank account lately ?

[Danda Senior Member Find all posts View Profile Close Danda]

Went brother in laws for xmas dinner and he told us some motherless rodent related pond life relieved him of $8000 and when his daughter arrived (differant bank and area) she too was robbed of $4000 bugger me I got a phone call 6 am yesterday morning from the fraud squad at Police & Nurses to say some one was trying to withdraw $4200 from my account and did I authorize it ? guys might be a good idea to have a check now and then, couldn't believe Westpac didn't tell him and just let it go through !!! this is the 2nd time Police & Nurses have been on the ball for me you'd think all banks would be too wouldn't you ?

[AJ120 Out of control poster! Find all posts View Profile Close AJ120]

How are they accessing your account? Is this a skimming scam or are they hacking internet banking?

Cheers Andrew

[Danda Senior Member Find all posts View Profile Close Danda]

Hi AJ I have 2 cards (debit) one for all bills and one for online buying (ebay etc) and I only buy through Pay Pal and thats the card that was hacked the ONLY other time I've used that card was to buy Woolies travel insurance which I have done 4 times previous but thats why I got the 2nd card just in case it got hacked and it was a good move it only ever has a small amount on it just for that reason but with all that security they still get in and as said only Pay Pal and Woolies have used that card................

[Symo Advanced Member Find all posts View Profile Close Symo]

That's why I link my credit card, part of the fees goes towards covering any losses. Banks make so much from the interest they are happy to reimburse or cancel any amount not spent be yourself.


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[kenny5000 Advanced Member Find all posts View Profile Close kenny5000]

I had about $1000 skimmed from the UK, got a call from NAB after the fact. They refunded the entire amount after re-issuing a new card with different numbers. I was buying a lot of stuff from the US at the time so it was a good pick up on their behalf.

[William Avid PP Poster! Find all posts View Profile Close William]

Interesting thread.

The Story:
One late night 1am-ish I checked my CBA account. It's my back-up account which I rarely monitor as it only has a couple hundred bucks in it for emergencies. Anyway, it showed my debit card (with a personal overdraft limit of $1K) had been drawn to -$986. MAXED OUT? OUTRAGEOUS! This was made up of several PayPal transactions over the last month. I was shocked and the first thought I had was that I had fallen victim to to fraud.

So on the phone I was to CBA - however I could not get through. Probably a good thing as I then went to my PayPal account to see if something odd was happening there.... PayPal was linked to my CBA debit card as well as my other banks credit card. My eBay purchases over the last couple of months were getting charged to my CBA debit card rather than the credit card (which was odd because it should have defaulted to the credit card! as it always has)


The Lesson:
I should keep a closer eye on how much I spend on mods (doh!).

[blackve Junior Member Find all posts View Profile Close blackve]

I hired a car in England a few months ago, while firmly in Australia. about $400.

CBA refund the amount after a week, several guys at work have had big ones and has taken some time to get money back. Paypal does worry me as it was about the only way I could get hacked, change my passwords now

[Ian Reid Advanced Member Find all posts View Profile Close Ian Reid]

I had a new credit card a couple of years ago. Used it 3 times in NZ. A couple of months later i had a call from Westpac cos some one had tried to make a $9500.00 transaction on it in UK. The bank rejected it so no prob for me but it made me very cautious where my info goes.
One thought was the dumb buggers should have tried a smaller amount first to see if it would work


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[LongHorn Junior Member Find all posts View Profile Close LongHorn]

I lost 4200 in small amounts (<300) over a few hrs before CBA rang me in the wee hours and eventually refunded it.

Now I have new accounts w/cards but 1is nearly empty and I transfer money into it as I spend it via netbanking phone app. It doesn't take long. I can transfer in before the checkout chick presents the bill. The best part is this card 'exposed' to the world only ever has money in it for a few minutes.

[r4ndll Avid PP Poster! Find all posts View Profile Close r4ndll]

We've had a few cases of tiny transactions going through <$1 for Netflix and similar movie hires in the USA. In all cases CBA called us to let us know and were holding the transactions to see if it was us. Apparently one technique is just to use botnets to try random card numbers for small amounts and if one goes through they know they have an active card and hit it for larger amounts.
Had to change our cards though which is a pain in the bum.

The thieving scumbags are quick however they do it though. Flat mate had her bag snatched as she boarded a bus outside a shopping centre. In the 20 mins it took her to get home and report it, they'd bought a TV and $200 worth of groceries. They'd signed for the goods at the counter (we got copies and they looked nothing like hers) which just goes to show how secure the signature system was!

[AK7 Senior Member Find all posts View Profile Close AK7]

The Witch Bank (CBA) pinged scams on my account twice. The first time I was looking at my statement on my phone and thinking "WTF, I didn't pay for any McAffee or Norton crap" when they called me and asked if it was legit. Lots of small transactions within 24hrs. They had it sorted in less than an hour. The second time I didn't see the scammers. CBA just blocked my card and I got notification through the app. My biggest gripe is that you can't specify a credit (or debit) card without Paywave, which is just one more way to make the card vulnerable. [tin foil hat]Time for an RF blocking wallet[/tin foil hat]...