Hi Club 4x4.
I know if I intend to go on a big trip, I need to take out the full recovery etc etc (say $15,000). Lets say I don't though...
Can I then, after three months, cancel the insurance, get a refund for the unused part, and then take out 12 months again with the recovery option added? It's not dodging the system - I am still paying a full 12 months for the recovery piece... It just seems a little more flexible to me - this way I am assured to be 'using' the recovery option rather than taking a gamble over the next twelve months...
I know if I intend to go on a big trip, I need to take out the full recovery etc etc (say $15,000). Lets say I don't though...
Can I then, after three months, cancel the insurance, get a refund for the unused part, and then take out 12 months again with the recovery option added? It's not dodging the system - I am still paying a full 12 months for the recovery piece... It just seems a little more flexible to me - this way I am assured to be 'using' the recovery option rather than taking a gamble over the next twelve months...
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