Interesting comment Boof
I have mucked around with this a bit
With my Prado, the insurance policy is now endorsed that they are aware and agree that the vehicle is shod at 265/70/17 and that they accept this as a condition of offering insurance on said vehicle
I wont even bother on commenting on Toyota's attitude to this, god bless their little cotton socks
The other one has been far more interesting, my son has a Ford Courier TD 4wd ute. The standard tyre is 265/70/15 @112S
This is a ridiculously high load rating of some 1030kg per tyre, and he can only buy road biased tyres that conform, the most aggressive tyre he could find was a Cooper ATR and whilst good, he was looking for a bit more
He wanted to put a more aggressive tyre on it and settled on some FCII's (mickey thompson) 31/10.5/15 LTs at 109Q
The GVM of the vehicle is 2871kg and the axle load rating is a combined figure of 3300kg, but the specified tyres provided a load rating of in excess of 4000kg...go figure that
The insurance co has agreed to him running the 31's at 109Q and are sending a letter to endorse the policy at this load/spped rating and accepting it as a condition of the insurance, so problem solved
They have been offered an engineers certificate but dont require it, so the moral to the story is, get your facts right and demonstrate your case clearly and things should be all good.
The insurer by the way is Allianz and i have found them pretty good to deal with so far, but I havent made any claims so my exposure is a bit limited
I have mucked around with this a bit
With my Prado, the insurance policy is now endorsed that they are aware and agree that the vehicle is shod at 265/70/17 and that they accept this as a condition of offering insurance on said vehicle
I wont even bother on commenting on Toyota's attitude to this, god bless their little cotton socks
The other one has been far more interesting, my son has a Ford Courier TD 4wd ute. The standard tyre is 265/70/15 @112S
This is a ridiculously high load rating of some 1030kg per tyre, and he can only buy road biased tyres that conform, the most aggressive tyre he could find was a Cooper ATR and whilst good, he was looking for a bit more
He wanted to put a more aggressive tyre on it and settled on some FCII's (mickey thompson) 31/10.5/15 LTs at 109Q
The GVM of the vehicle is 2871kg and the axle load rating is a combined figure of 3300kg, but the specified tyres provided a load rating of in excess of 4000kg...go figure that
The insurance co has agreed to him running the 31's at 109Q and are sending a letter to endorse the policy at this load/spped rating and accepting it as a condition of the insurance, so problem solved
They have been offered an engineers certificate but dont require it, so the moral to the story is, get your facts right and demonstrate your case clearly and things should be all good.
The insurer by the way is Allianz and i have found them pretty good to deal with so far, but I havent made any claims so my exposure is a bit limited
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