Comprehensive Insurance Coverage for Prado

[brooksy78 Member Find all posts View Profile Close brooksy78]

AAMI so long as it's specified on your policy

[SWR Banned Find all posts View Profile Close SWR]

I have completed an online quote with DGA and TCIS as I will require full off road cover.

Does anyone else know of an insurer that can cater my requirements?

You could give these guys in Victora a yell for a quote!

affinityib

Cheers

PS ... I love the bit where they say!
QUOTE: Please note the following 4WD modifications and accessories are currently unacceptable for any new policy:
EG:Engine chip! .... Lol ... They must have had some bad experiances in the engine section?

[winniliss Avid PP Poster! Find all posts View Profile Close winniliss]

Got a reply from TCIS and DGA and both provided an agreed value of around $56400 including accessories through Allianz. The vehicle on it's own is about $38,500 so the rest is for mods and accessories with a cap of $18,000. My mods and accessories come to $26,000 so my agreed value should be about $65,000.

I have emailed Elders to see what they can cover. I rang Allianz directly and they won't provide cover for modified vehicles... Just for your info here is my list:

1. Airbag Man Rear airbag suspension auto level suit 2in lift $2200
2. 6lt air tanks with mounting brackets and hoses QTY 2 $1000
3. Endless air-compressor EA80 $1050
4. Arb Deluxe Bull bar $1500
5. IPF 900XS spot lights with HID globes QTY 3 $1080
6. ARB spot light covers QTY 3 $60
7. Kingone 9500lb winch with synthetic rope and wireless remote $1300
8. RFI mobile phone antenna with patch lead 6.5dbi $210
9. Optima D27F batteries QTY 2 $800
10. Piranha battery tray $160
11. Redarc SBi12 Battery isolator $90
12. Racor 230R aux fuel filter $200
13. Safari snorkel $700
14. Manta 3in steel exhaust with Hi flow Cat $1200
15. Icom 400 Pro UHF radio $420
16. ZCG 6.1DBi heavy duty antenna $230
17. ZCG 4.5dbi heavy duty antenna $190
18. Bonnet protector $100
19. Aftermarket under body protection $450
20. Heavy duty front suspension with 2in lift $1000
21. Heavy duty rear suspension dampeners to suit 2in lift $400
22. Scan Gauge $200
23. Sand Grabba mats $255
24. Tinted windows $300
25. Toyota towbar $400
26. Toyota roof racks $250
27. Tyres Yokohama 275/65/17 QTY 5 $1500
28. Outback roof console with UHF insert $461
29. PowerTech 600W pure sine wave inverter $350
30. Dust deflector $100
31. Extended mud spats QTY 4 $50
32. Convex mirrors QTY 2 $10
33. Provent catch can $140
34. ARB fridge slides QTY 2 $660
35. ARB fridge 60LTR $1300 (second ARB fridge to be purchased in May for $1300)
36. Daytime running lights $200
37. Dual gauge pillar pod with EGT gauge $200
38. Front and rear E Lockers will be installed, one in two weeks and one in May $3200
39. A Tyre monitoring system will be purchased in May for $1000.

[Ghost Advanced Member Find all posts View Profile Close Ghost]

I'm currently with commonwealth bank, fairly cheap, however I've not needed to claim so not sure about that side. Also had a quote done up by RACQ a few days ago, not a bad price. And seem like their policy is fairly easy going.


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[winniliss Avid PP Poster! Find all posts View Profile Close winniliss]

Got a quote from Affinity Insurance Brokers yesterday. They will cover all my accessories and up to $3000 in camping gear i.e. my two ARB fridges. Thanks Skywalker for that. Just waiting on Elders reply.

[Mozz Member Find all posts View Profile Close Mozz]

Got a quote from Affinity Insurance Brokers yesterday. They will cover all my accessories and up to $3000 in camping gear i.e. my two ARB fridges. Thanks Skywalker for that. Just waiting on Elders reply.

How'd you end up with this mate. I'm in a similar situation and looking for insurance to cover my KDJ120 and about $26000 worth of accessories.

[winniliss Avid PP Poster! Find all posts View Profile Close winniliss]

I ended up with elders as i have $24000 in mods/accessories. Offers differ if you go through a broker or direct with an insurance company. Sometimes it's better to go direct sometimes its not.

Plus my quote was in 2014 and things change generally for the worst hence we shop around every 12 months.

[[email protected] Junior Member Find all posts View Profile Close [email protected]]

Hi, I just got a letter from Toyota about my Toyota insurance. it is 1400 a year for 62200 agreed value. That is almost 300 increase compared to last year. No claim or other change. Has anyone have idea on this?